Americans believe the most affordable family medical insurance coverage is prevention, according to a poll released by the Trust for America’s Health and the Robert Wood Johnson Foundation. Seventy percent of respondents to the poll support investing in community and nation-wide prevention plans as the best form of affordable healthcare Americans could find. As the debate over healthcare reform continues, more and more people agree that the best possible health care is preventing disease and injury in the first place. Lowering health problems will lead to lower health coverage costs. BesthHealthcareRates.com offers these tips for preventing health problems and keeping affordable health coverage a priority for individuals and families looking for low cost medical insurance.
To keep major medical insurance affordable:
1. Don’t smoke. The most important thing you can do for your health is to stop smoking. It’s also a great way to reduce your medical insurance costs. Although the number of smokers has reduced dramatically over recent years, smoking remains the number one preventable cause of death in the country. Smoking affects virtually every organ in your body, from your lungs to your heart to your circulation. Because smoking constricts your blood vessels, it severely limits the amount of oxygen your body receives, including your brain. Medical professionals agree unequivocally that quitting smoking is the best thing you can do to prevent disease and death. Because of the many health problems smoking causes, medical insurance premiums increase dramatically for smokers. Providing funding to smoking cessation programs is a preventative measure that will help make affordable health coverage possible.
2. Closely following smoking as a health threat, obesity is a national epidemic in America, making affordable medical insurance coverage difficult to provide. Obesity is one of the fastest growing health threats, leading to heart problems, diabetes and a host of other medical problems. Tackling obesity is a two-fold proposition including healthy eating habits and increasing physical activity. Rather than following fad diets or pre-packaged diet programs, funding programs to teach real-life nutritional meal preparation and eating habits can prevent and reverse obesity. Incorporating physical activity into your daily lifestyle is another terrific way to prevent and reduce obesity, which will help lead to affordable medical health insurance coverage for American families.
3. Make use of free health screenings and services. Nearly every community has some health screening tools available for very low or no cost. It is especially important for people without medical insurance coverage to take advantage of these resources. You can find free blood pressure screening machines in many pharmacies, grocery stores or even discount department stores. Keeping a regular eye on your blood pressure can help spot developing medical problems early, which can significantly decrease medical expenses and help you maintain affordable health coverage. You can also take advantage of vision and hearing screenings in many communities, as well as diabetes screenings. These tests can all help you detect problems at their earliest possible stages and save your health as well as your money.
We all need affordable medical plans, but it is even more important to have good health. The best way to attain and maintain good health is to prevent disease and poor health habits every way we can. By not smoking, eating properly, incorporating regular exercise into our lives and keeping an eye on our health through free screenings, we can make affordable medical insurance plans a reality for our families.